This is a guest blog by my Norwegian friend Arne. It’s something we’re looking to get involved in. It is so strategic, so empowering, so beautiful.
This short film (under 4mins) explains the concept:
Over to Arne:
Why do we think that the solutions for those who are poor in Africa are different from the solutions in the UK, USA and Norway? Every human throughout the world has God-given talents, as well as needs.
The need for a job, to feel wanted and valued, to provide for the family, and to have a relatively predictable and secure future – it’s the same for all human beings no matter where they live.
And the children need good role models of how to work to provide for the family, how to save and plan for the future, how to use and develop their own talents, how to be involved in community development and wealth creation, and finally how to submit to rules and authorities, and to God.
A transformed and sustainable Burundi is in need of transformed mindsets – a new way of building value-based foundations and strategies. We need to use methods bringing skills and a good character resulting in hope and a good future, one with dignity. If not, the next generations will find themselves in the same helplessness and hopelessness as is the case for many today.
So how can a bank (microfinance is like a small bank, but for the poor) be a tool for such a transformation? We say that everything we do, we do to improve the livelihoods of the rural poor people in Burundi. And to glorify Jesus by using our God-given talents as for God (Col 3.23).
We’ve been doing this in Burundi now for 10 years, training people and providing loans to start up new small businesses. We’ve learnt plenty of lessons, and now have just under 20,000 beneficiaries, with a loan repayment rate of 96%. That is truly wonderful and amazing, and so many lives have been empowered, transformed and given dignity. I have no doubt it is the way forward. Not handouts, but hand-ups. Not giving out fish, but teaching people how to fish. Not short-term but long-term.
“My biggest joy is that I now can afford education for my children,” says Odette. She lives in a remote village in Bubanza province where Hauge now is operating. I have never seen such a smile from people receiving aid, only when being enabled to climb out of poverty with new skills, with a strong character, and in a solidarity group with courage, hard work and unity.
Etienne is one of our customers in Hauge Family Microfinance. His village is cheering when he is showing the furniture he has made and is selling in his shop. He has become an entrepreneur and a leader for development in his local community. Three years ago, he received our training and a loan to buy logs. Today he has hired five people in the village to chop wood for him. A stable income has also made it possible to pay for his five children’s schooling.
Check out the episode of my podcast where I interviewed Arne – his vision blew my mind!
Some more links: